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Royal Guard Insurance Agency
  • Business
  • Home
  • Auto
  • Life

Royal Guard Insurance Agency

Independent Insurance Agent in Ontario, CA

About us

Your Business, Our Priority

Royal Guard Insurance Agency is a veteran-owned, family-operated, independent insurance agency committed to providing clear, dependable, and client-focused insurance solutions. Our role is simple: to help you understand your risks, protect what matters most, and give you confidence in your coverage decisions. When you partner with Royal Guard Insurance Agency, you are not purchasing a policy from a faceless provider, you are working with a dedicated advisor who takes the time to understand your unique needs, priorities, and goals. We believe insurance should be practical, transparent, and built around real-world situations, not generic templates.

Our licensed team of professionals are dedicated to helping individuals and businesses find the best quality of coverage at the most competitive price. By working with a wide network of top-rated insurance carriers, we're able to compare multiple options and deliver customized insurance solutions tailored to your needs.

We specialize in commercial property insurance, general liability, workers' compensation, commercial auto, and trucking insurance. We also offer home insurance, auto insurance, and personal umbrella policies. Our approach focuses on maximizing value, ensuring you receive strong protection from reputable, financially stable carriers without overpaying.

As a Trusted Choice independent agent, we provide objective advice, multiple quotes, and personalized service every step of the way. Whether you're a business owner looking to reduce insurance costs or a homeowner seeking better coverage, our team is committed to delivering reliable protection, competitive rates, and long-term peace of mind.





Commercial Lines insurance professionals

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

States we serve

  • Arizona
  • California
  • Hawaii
  • Louisiana
  • Texas
  • Virginia

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuities coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Aegis General, AmTrust Financial, AmWINS Group, Attune, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Homestate Companies, Berkshire Hathaway Insurance Company, CRC Group, Chubb, Coterie Insurance, Crum & Forster Insurance, Employers General Insurance Group Inc., Employers Security Insurance Company, Fairmatic, GEICO, Golden Bear Insurance Company, Hagerty, Harford Mutual, Hartland Mutual Insurance Co, Hiscox Ins Co Inc., Homesite, Honeycomb Insurance, Lloyd's, National Flood Insurance Program (NFIP), National General Insurance (GMAC), National Indemnity Company (NICO), National Liability & Fire Insurance Company, Neptune Flood, Next Insurance, Pacific Specialty, Palomar, Palomar Specialty Insurance, Pathpoint, Pie Insurance, Rainbow, Simply Business, Spinnaker Insurance, Star Casualty Insurance Company, StarStone Insurance, State National Companies, Stonewood Insurance, Surplus & Excess Lines, TAPCO, THREE Insurance, The Hanover Insurance Group, The Hartford, Thimble, biBERK

Royal Guard Insurance Agency Team

Jimmy Montes - Vice President
Jimmy Montes
Vice President
763-555-0123
Designations
  • CLCS
  • CWCA
  • SBCS
  • TRIP
Julianna Montes - President
Julianna Montes
President
763-555-0123
Designations
  • CLCS
  • CWCA
  • SBCS
  • TRIP
Joe Hernandez - Commercial Lines Account Executive
Joe Hernandez
Commercial Lines Account Executive
763-555-0123
Designations
  • CLCS
  • SBCS
Deana Marconi - Commercial Lines Account Executive
Deana Marconi
Commercial Lines Account Executive
763-555-0123
Designations
  • CLCS
  • SBCS
Kenneth Klein - Commercial Lines Account Executive
Kenneth Klein
Commercial Lines Account Executive
763-555-0123
Designations
  • CLCS
  • SBCS
Marcia Tolle - Commercial Lines Account Executive
Marcia Tolle
Commercial Lines Account Executive
763-555-0123
Designations
  • CLCS
  • SBCS

Royal Guard Insurance Agency Reviews

Average based on 19 reviews Leave a review

Customer Reviews

March 25, 2026

5 Stars!

March 25, 2026

Julianna was so incredibly helpful. All other agencies I had called were unable to find a policy for my daycare, but she came through for me. She was great about keeping me posted through the entire process all the way to the end. I can't thank you enough for all your help!!

March 25, 2026

Great Service! Highly recommend!

March 25, 2026

Julianna Montez was absolutely amazing, patient and so helpful with assisting me in acquiring my G.L insurance. I truly appreciate your help and I would recommend her to other business owners as well.

March 25, 2026

Julianna is awesome! She provides the best and affordable rates! Thank you Julianna for answering all my questions in a timely fashion and remaining consistent throughout the whole process of getting insurance for my business.

March 25, 2026

Royal Guard Insurance Agency has surpassed my expectations Julianna is by far the best agent I have ever had the pleasure of working with thank you.

March 25, 2026

Highly recommend! Great customer service , helped me out getting my business insured

March 25, 2026

Jimmy, was great to work with on finding me some logging insurance that was 1500 dollars cheaper a month than my last policy. Thanks Jimmy!

March 25, 2026

Very patient great customer service

March 25, 2026

What an amazing company They treated me right they gave me good pricing and they took care of me I would highly suggest this place

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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Royal Guard Insurance Agency

Your Business, Our Priority

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